Encrypted payment wallet news reportBank leaders including Wall Street tycoon Fuqiang Bank, foreign banks and JPMorgan Chase are about to launch a new payment wallet. This wallet is called the bank launched a wallet that can compete with Apple Pay and PayPal market. Although the exact schedule has not been determined, the results show that the product is likely to be released by the end of 2023. Although there is no mention of completing encrypted payment based on wallet, comparison with Apple Pay does not eliminate this possibility.
According to a report in the Wall Street Journal, various banks have collaborated to allow customers to pay with their wallets, which are linked to the credit cards of savings cards. Because of the huge customer internet between banks, wallets may attract a large number of customers. Among various banks, there is a huge internet composed of about 150 million savings and credit cards. Once the wallet is released, it can be integrated with the wallet.
In a recent development process, JPMorgan Chase applied for the registered trademark of its encrypted wallet, entitled "JPMorgan Chase Wallet". The results show that the bank can provide services such as encrypted payment and processing of virtual check accounts. However, whether other banks will participate in this project remains to be determined.
At the beginning of 2022, Apple said that it had been working hard to allow the use of payment users to encrypt the loan transactions. Among other payment service providers, this mobile phone manufacturer said that it would allow third-party encrypted payment wallets to be integrated into the service. In addition to PayPal, the payment service platform, enterprises such as Visa and MasterCard also plan to integrate encrypted payment. Earlier in November 2022, Circle, the enterprise behind stable coin USDC, gradually paid for the preferred business process according to Apple Pay.
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Tue, 18 Apr 2023